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Avodi Forclosure

Short sale: A practical solution vs. foreclosure.
The Short Sale Solution

How Can I qualify for a short sale

Qualifying for a short sale is a complex process that is best handled by experienced, accredited agents. Elite Real Estate can help you through this time because our Certified Distressed Property Expert© (CDPE) agents are able to help you understand the short sale process. The general requirements for sellers who are considering a short sale are:

  • Financial Hardship
    You are unable to afford to pay the mortgage due to loss of income, large medical expenditures, divorce, death of a family member, illness or job transfer.
  • Monthly Income Shortfall
    Your expenses exceed your income to the point where you are (or soon will be) no longer able to pay your mortgage.
  • Insolvency
    You must show the lender that you do not have enough liquid assets (which can be converted into cash) to pay your mortgage.  

If you are interested in a private, confidential conversation about short sales, email or call us at (530) 938-0200.

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