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You Are Not Alone! Many people are underwater on their homes or struggling to make their payments. As agents with Certified Distressed Property Expert (CDPE) experience, we are experienced negotiators, and will work with you and your lender to evaluate your options so that you can make an informed decision. There are other routes you can take to avoid foreclosure, having less of an impact on your credit. 1 in 6 homeowners are behind on their mortgage payments.
In this economy many are facing tough times - Let us Help!
A Certified Distressed Property Expert (CDPE) is a real estate professional who has undergone extensive training and education to learn the many options for avoiding foreclosure. He or she has studied the complicated issues involved in working with distressed properties and is able to offer guidance on the best options for an individual homeowner. Sandra has been through the training and was "certified" for years - and while she is no longer "certified as a CDPE" she is very knowledgeable and knows how to get through the process when times get tough.
A short sale occurs when your lender agrees to accept an amount from a buyer that is less than the current balance on your mortgage loan. If you currently owe $175,000 on your mortgage and the lender agrees to a sale price of $150,000, a short sale has occurred.